1. Acceptance of these terms
By accessing or using Numoraa, you agree to these Terms & Conditions. If you do not agree with these terms, please do not use the website.
2. Use of the website
Numoraa provides calculators and related informational content for general informational and educational purposes.
You agree to use the website lawfully and in a manner that does not interfere with the operation, security or availability of the website.
3. Calculator results
Calculator results are estimates based on the information and assumptions entered by the user and the formulas implemented by the relevant calculator.
Results should be independently verified before being used for financial, tax, investment, medical, legal or other important decisions.
4. Financial information disclaimer
Numoraa calculators may provide information related to loans, EMI, investments, GST and other financial calculations. These tools are not financial advice.
You should consult a qualified financial, tax or other professional where appropriate before making financial decisions.
5. Accuracy and availability
We aim to provide useful and accurate calculators and information, but we do not guarantee that every result, calculation, description or piece of information will always be complete, current or error-free.
Numoraa may modify, update, suspend or discontinue parts of the website or individual calculator tools without prior notice.
6. User responsibility
You are responsible for checking the information you enter into calculators and for determining whether a result is suitable for your particular situation.
7. Intellectual property
Unless otherwise stated, the website design, branding, text, graphics, code and other original materials associated with Numoraa are owned by or used by Numoraa with appropriate rights.
You may use the website for personal and lawful purposes. You may not copy, reproduce, modify, distribute or commercially exploit substantial portions of the website without appropriate permission.
8. Third-party services and links
Numoraa may contain links to third-party websites, services or resources. Those third parties operate independently and may have their own terms and policies.
Numoraa is not responsible for the content, availability or policies of third-party websites.
9. Advertising
Numoraa may display advertising in the future. Advertisements may be provided by third-party advertising services and may be subject to their own terms and policies.
10. Limitation of liability
To the extent permitted by applicable law, Numoraa and its operators will not be responsible for losses or damages resulting from reliance on calculator results, information provided by the website, website interruptions or technical issues.
Users remain responsible for independently verifying important information before acting on it.
11. Changes to these terms
These Terms & Conditions may be updated as Numoraa develops, new features are introduced, or legal and operational requirements change.
The updated version will be published on this page with a revised update date.
12. Contact
Numoraa does not currently publish a dedicated contact email address. If a formal contact channel is introduced, the relevant information will be added to the website.
These Terms & Conditions are general website terms and are not legal advice. Before launching Numoraa publicly or monetizing the website, these terms should be reviewed and adapted to the actual business structure, services, jurisdiction and applicable laws.