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INVESTMENT

FD Calculator

Calculate your fixed deposit maturity amount, total interest and investment growth. Change the numbers and instantly explore different FD scenarios.

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ENTER DETAILS

Calculate your FD maturity.

Enter your deposit amount, interest rate and tenure to estimate your fixed-deposit maturity value.

%
YEARS
Compounding frequency
Investment summary
Principal
₹1,00,000
Rate
7.25%
Tenure
5 years
Compounding
quarterly
MATURITY AMOUNT
₹1,43,226

Estimated value of your fixed deposit at the end of the selected tenure.

Principal deposited₹1,00,000
Interest earned₹43,226
Maturity value₹1,43,226
Interest share
30.2%
of maturity value
Growth
43.2%
return on principal
QUICK EXAMPLES

Explore common FD scenarios.

Choose a preset to quickly see how different deposit amounts and tenures affect the maturity value.

HOW FD INTEREST WORKS

Compound interest grows your deposit.

A fixed deposit earns interest on the principal, with the interest compounded according to the selected frequency. More frequent compounding can produce a slightly higher maturity value.

A = P × (1 + r / n)ⁿᵗ
A = maturity amount
P = principal
r = annual interest rate
n = compounding periods per year
t = tenure in years
UNDERSTAND YOUR RESULT

Your maturity value has two parts.

The amount you initially deposit is your principal. The additional amount generated over the tenure is the interest earned. Together they form your final maturity value.

Principal
Money you deposited
Interest
Money earned on the deposit
Maturity
Principal + interest

This calculator provides an estimate based on the principal, interest rate, tenure and compounding frequency entered. Actual fixed deposit returns can vary by bank, deposit product, compounding conventions, applicable taxes, premature-withdrawal rules and other terms. Verify the final maturity amount with your bank before making a financial decision.

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KEEP EXPLORING

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FAQ

FD calculator questions

What is an FD?

A fixed deposit is an investment where you deposit money for a selected period at a specified interest rate. The deposit generally earns interest until maturity.

How is FD maturity calculated?

The maturity amount depends on the principal, interest rate, tenure and compounding frequency. This calculator uses a compound-interest model to estimate the maturity value.

Does this calculator show my bank's exact FD amount?

It provides an estimate based on the values you enter. Actual maturity amounts can vary depending on the bank's product, compounding conventions, taxes and other applicable terms.

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